The Form Calculator has some built-in forms where you can easily input data
that you need converted or calculated. General Forms are: area, date,
length,mass, volume, velocity, time, circle, triangle, temp. Financial forms
include: currency, loan savings, % margin, % markup, % change, effective
rate, balloon payment, bill splitter.
About the cables. Of course that is a marketing decision but my guess is
more people would complain about paying for cables they never use than people
who have to buy the cable. Marketing is thinking to let people buy the
accessories as they need them rather than supply them at an extra price to
all.
You can use any Hayes compatible external modem.
Of the 1Meg ram 384K is available for user data the rest if for the operating
system.
Yes, you can use the notebook for taking notes and save them as text or your
handwriting with pictures or maps ect.